Here's proof that we are improving in the Single Family markets..
The Federal Housing Finance Agency (FHFA ) is the Conservator of Fannie Mae and Freddie Mac.
The FHFA oversees all monies that the Fed gives to them and pretty much tells the two agencies what to do.
The Director, Edward DeMarco said more stringent underwriting standards and a stronger price structure have helped.
The companies hold a 60% share of single-family loan production. 
The FHFA also oversees the dozen Federal Home Loan Banks and said all 12 reported profits in 2010!
Special thanks to..... News & Commentary by Chris McLaughlin at....http://www.smartrealestatenews.com/
